Here’s

Here’s how to decide if you should refinance – CNET

Getty Refinancing has been on the rise since 2020, with rates still currently at historic lows. In fact, refinancing applications increased by more than 150% in 2020 from 3.4 million, according to the Federal Financial Institution Examination Council. For many homeowners, refinancing can help them lock in a lower rate, saving hundreds on their monthly mortgage payment…